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Tradies Insurance
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Cover built for tradies.
Our all-in-one package for tradies has been designed to make life easier so you can get on with the job. From covering your work vehicle and tools, to your liability exposure if an accident happens - our Tradies Insurance is an extensive package that you can tailor to suit, and any cover you don't need can easily be removed.
Tradies Insurance
We understand that the work you do can vary significantly from day to day. That’s why we’ve developed Vero Tradies Insurance.
Getting you back on the road faster
We've taken our vehicle insurance up a gear and have a range of additional benefits. If you have an accident we've got smart digital tools to assess damage and S.M.A.R.T repair shops for a fast repair.
Better cover
We understand a lot of time is spent at clients’ premises so we have an extensive range of liability cover to choose from. Of course Tradies Insurance can cover tools, stock, premises and business interruption – everything to ensure you can keep your business going, minimising disruption.
Tailored solution
Your broker or adviser can work with you to develop the right mix for your business. To get in touch with a broker near you, use our Insurance Broker Locator.
Range of cover options:
- Your vehicles
Your business can grind to a halt if one of your vehicles is off the road. Tradies Insurance covers most types of trade vehicles, including trailers, keeping your business moving.
- Legal liability
As a tradesperson you’re exposed to a range of liability risks. We have an extensive range of packages and options, including public and product liability cover, defective workmanship, unintended personal injury of employees and statutory risks.
- Your tools
We understand tools can be stolen, damaged or lost especially when you’re on the move. We’ll replace or repair your tools so you can focus on getting the job done.
- Your stock
If you carry stock, equipment or customer products for installation, we can cover you for loss or damage.
- Mobile devices
Your communication tools can be covered - phone, tablets and laptops.
- Your business premises
Cover is available for workshops, offices, yards, storage and reception areas.
- Business interruption
We make it our business to keep you going. Business interruption covers you for financial loss caused by a claimable event.
- First aid
Accidents happen. We can cover the first aid costs including first aid supplies.
Additional benefits include:
- Reduced excess on claims for impact damaged mobile devices if they’re in a shock & drop proof case.
- Tailored liability cover package for tradespeople.
- Licensed building practitioner cover (optional).
- Defective workmanship cover (optional).
Document PDFVero Tradies Endorsement
Vero Tradies Endorsement is an extension of the Vero BusinessPlan Policy.
The Vero BusinessPlan policy wording can be found here.
Document PDFVero Tradies Insurance Brochure
If you’re a broker or adviser, you can find more information in our Broker & adviser centre.
Making a claim
If you need to make a claim, or have a question about a claim, contact your broker or adviser or you can call us on 0800 800 134 — we’re here to help.
Excesses, terms, conditions, limits and exclusions apply to these policies. Please check the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life and business that really matter and is not intended to be financial advice. For advice on product suitability, please contact your financial adviser.
